The Skale Capital Fund
Private credit, refined.
The Skale Capital Fund gives wholesale investors direct access to Australian property-secured lending opportunities.
The Skale Capital Fund gives wholesale investors direct access to Australian property-secured lending opportunities.
Key features that define how the Fund works.
Indicative only. Target returns are net, per annum, and are not forecasts or guarantees, actual returns depend on the loans you choose. An investment in the Fund is subject to risk, including possible loss of capital. Wholesale clients only.
Unlike a pooled fund, the Skale Capital Fund is contributory: each investment funds a single loan. You see the deal before you commit, and your return tracks the performance of that loan, not a basket of mortgages.
You know the asset, borrower, security position, LVR and pricing of every loan, before you commit a dollar.
Choose only the loans that meet your risk appetite. You build your portfolio one deal at a time.
Each loan sits in its own Class. The performance of every other loan in the Fund is quarantined from your investment.
As the major banks retreat from time-sensitive commercial lending, a funding gap exists in the $500k–$25m segment. The Fund lets wholesale investors step into it, with the credit discipline, security and governance of an institutional lender.
Returns are derived from interest paid under a written loan agreement.
Secured by registered first or second mortgages over Australian real property, held by our independent trustee.
Short-to-medium terms of 3–36 months give clear capital cycles, not an open-ended lock-up.
Every loan answers one question: would Skale lend its own money? Borrower profile, asset quality and exit strategy are each tested.
You pay no entry, exit or management fee, Skale is remunerated from the margin between the borrower's rate and yours.
We enlist the support of an independent trustee to manage the fund's assets on behalf of investors.
Model your returns: choose your investment amount, rate and term to see the monthly income your capital would earn from the interest paid under the loan agreement.
Onboarding happens once. After that, you simply choose the investment opportunities that cater to your risk appetite via our dedicated investor portal.
Read the Information Memorandum to understand how the Fund operates.
Visit the investor portal and complete your registration and wholesale-client onboarding.
Once verified, you're ready to participate, no need to repeat these steps again.
You are notified of new opportunities as they arise. Log in to review deal specifics.
Choose how much you would like to invest in each loan and allocate via the portal.
Send your funds to our trustee's segregated account in preparation for settlement.
Once you're invested, your holdings, income and statements live in the Skale investor portal.
Go to the investor portal→Australian law separates investors into two categories: retail clients and wholesale clients. Under section 761G of the Corporations Act 2001 (Cth), only wholesale clients can invest in the Skale Capital Fund. There are three pathways to qualify.
For the full strategy, terms, fees and risks, and the loans currently open to investors.
Current as at 16 June 2026.
This page contains general information only about the Skale Capital Fund (the Fund) and is current as at its date of publication. It is not an offer or invitation to invest, and is not a product disclosure statement or other disclosure document. It does not take into account your objectives, financial situation or needs, and is not financial, legal, taxation or investment advice.
The Fund is available to Wholesale Clients only, as defined in section 761G of the Corporations Act 2001 (Cth). The Fund is an unregistered managed investment scheme and is not, and is not required to be, registered under section 601ED of the Corporations Act. Any invitation to invest is made only through the Information Memorandum and the relevant Supplementary Information Memorandum (SIM), which prospective investors should read in full before deciding to invest.
Target returns are targets only and are not forecasts or guarantees. An investment in the Fund involves risk, including illiquidity and the possible loss of some or all of your income or capital. Returns are not guaranteed. An investment in the Fund is not a bank deposit and is not guaranteed by any bank, government agency or any other party. Past performance is not a reliable indicator of future performance.
Issued by the Fund Manager, Skale Capital Pty Ltd (ACN 686 616 928), a Corporate Authorised Representative (CAR No. 001319476) of the trustee and issuer, Brindabella Investment Group Pty Ltd (ACN 626 692 984, AFSL 510735). Prospective investors should obtain independent professional advice before making any investment decision.