Skale specialises in providing short-term commercial loan facilities, secured by first or second mortgage. How much we can lend depends on the asset-class and subsequent LVR ceiling. Each transaction is assessed on its own merit, with pricing dictated by the underlying risk profile.
Set the security value, choose the asset class, and we'll size the maximum indicative loan in real time. A working preview of the credit logic behind every Skale facility.
Tight timeframes are where we thrive. When other lenders turn away, we take responsibility. Clear milestones, consistent updates and repeatable outcomes.
Email us the deal specifics - scenarios@skalecapital.com.au
We issue an offer that outlines all of the facility costs. Transparency always.
Upon receipt of the application, we conduct our due diligence including credit searches and independent valuation.
Credit approval issued with final terms and any relevant conditions that must be satisfied prior to funds being drawn.
Loan documents are prepared and issued to your legal representative. Once executed and returned we prepare for settlement.
Our settlement agent facilitates the transfer and funds are released.
Caleb Tiller is the co-founder and Managing Director of Skale Capital, a Melbourne-based private credit firm focused on time-sensitive, property-backed lending. With eight years’ experience in private credit, Caleb has personally settled more than $400 million in loans and reviewed thousands of scenarios across residential, commercial and specialist transactions.
“Credibility is earned in the moments where certainty matters most: by delivering clear direction, transparent terms and consistent outcomes.”
His reputation has been built on transactions where certainty, speed and commercial judgement matters. The experience to navigate complex funding needs: insolvency events, commercial disputes, urgent settlements and complex securities. Brokers and borrowers work with Caleb because they get clear direction, decisive instruction and personal responsibility through to settlement.
The deals shown below recently settled and include time-critical and commercially complex situations that most lenders turn away.
We exist to support you when traditional lenders let you down.
We only issue terms if we intend to fund the transaction.
No hand over, no excuses.
Two decades of combined experience. Thousands of scenarios.
Skale operates a contributory mortgage fund, with an independent trustee holding the fund's assets. The contributory model lets investors choose which loans they participate in, matching each investment to their own risk appetite.
Operating as a Corporate Authorised Representative of Brindabella Investment Group, conducting credit activity under its Australian Financial Services Licence.
AFSL 510735Skale Capital is a fully licenced private credit fund manager. We provide wholesale investors with opportunities to invest directly into commercial loan facilities.
CAR 001319476Fund assets are held by an independent trustee. Custody of investor capital sits apart from the manager, with independent oversight on every transaction.
Our contributory fund allows investors to review each opportunity and select the individual mortgage investments they participate in. Your capital, invested in the deals you choose.
Want to know more about investing in the Skale Capital Fund? We offer direct mortgage investment opportunities for wholesale investors. Contact invest@skalecapital.com.au.
When my client was under real pressure to settle, Skale stepped up. They understood the situation, moved quickly, and handled the whole process with genuine care. That's rare in this industry.
I've worked with Caleb for more than seven years. His transparency and honesty are second to none. When Skale commits to a transaction, they execute, no surprises, just follow-through.
Most lenders fear complexity. Skale pick up the phone, take the time to understand what the borrower is going through and take real responsibility for getting the deal done.
Send it through and you'll hear from a decision-maker, not a queue. No obligation, no pressure; just a straight read on whether and how we can fund it.